No Social Security # – No Tracking – No fees – No Minimum Deposit – Use Debit Card – Secure and Grow Your Wealth

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         Choose A Bank Alternative That Grows Your Wealth & Doesn’t Track You!

This bank alternative lets you…

  • Create your free account without a social security number
  • Easily deposit funds
  • Use your pre-paid debit card at an ATM or for regular purchases
  • Use your funds like Venmo to other members with no fees
  • Lease your gold and increase your wealth
  • Roll-over your retirement with no fees
  • And more!
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Members have watched their deposits grow by 25–30% in the first month!

Members are seeing the difference immediately. Instead of watching their savings erode in a fiat account, many have seen their UPMA deposits grow by 25–30% in the very first month. That’s not from risky speculation—it’s the power of holding real value in gold and silver during a time when inflation and market volatility are crushing the dollar.

Imagine your savings backed by precious metals instead of being trapped in a collapsing fiat system. With UPMA, your wealth is stored in gold and silver but spends with the ease of a standard debit card. No conversions, no penalties—just sound money with full liquidity.

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SAVE Your Retirement!

Many people don’t realize they can move their retirement savings out of a vulnerable fiat-based system and into real assets—without penalties or extra costs. UPMA makes it simple to roll over an IRA or 401(k) directly into a precious-metals-backed account with zero fees. Your retirement funds can be transferred tax-deferred into a qualified gold or silver account, where your wealth is backed by sound money instead of inflation-prone dollars. There are no management charges, no storage hassles, and no surprise costs—just a smooth rollover process that converts your retirement into real value you control. If you’re already concerned about the direction of the economy, this gives you a way to secure your future without losing a dime in fees.

 
 
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Grow your wealth by leasing your precious metals!

Everyone knows that gold and silver are the most reliable stores of value—real money that holds its worth while the dollar loses purchasing power. But here’s the problem: most people don’t actually use their precious metals strategically. They buy a few coins or bars, then shove them in a closet, hide them under a mattress, lock them in a home safe, or worse—pay excessive fees to let someone else hold them.

That means their metals are sitting idle, vulnerable, or costing them money instead of protecting and empowering them. There’s a better way to hold sound money—without burying it, babysitting it, or handing it over to a vault you’ll never see.

UPMA gives you a secure, insured, and fully accessible way to hold gold and silver as real, functional money. You’ll get 2% on the amount of gold you lease, not the dollar amount! 

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Turn your gold and silver into real, usable money instead of dead storage.

UPMA doesn’t just store your gold and silver — it multiplies the power of it.
Instead of locking metals away where they sit idle or cost you money, UPMA gives you real financial advantages you can actually use.

✅ Buy and Sell at the Same Price — Zero Spread

Walk into a coin shop and spend $2,000, and your metals are instantly worth $1,850 the moment you walk out the door. That’s the industry’s built-in loss.
At UPMA, if you buy $2,000 in gold or silver, you can sell it back for the full $2,000. Members enjoy a 0% buy/sell spread—no penalties, no losses.

✅ Run Your Life on Gold-Backed Money

You can fund your account with a wire, check, cash, or physical metals. Once funded, your wealth is held in precious metals and instantly accessible through a debit card. You’re spending sound money with the convenience of Visa.

✅ Total Flexibility Without the Hassle

  • Fund your account from anywhere, with any amount
  • Metals are professionally acquired, vaulted, and fully insured
  • No need for home safes, hiding places, or storage fees
  • A low monthly membership covers it all

And if you ever want physical possession? Just request it — your metals can be shipped or picked up anytime.

This Bank Alternative Allows You To Grow And Spend Your Wealth Untracked!

Whether you’re protecting your hard-earned savings or transitioning out of fiat dependence, UPMA gives you a smarter way to own metals without the hassle. No buy/sell losses, no hidden fees, no storage headaches—just real money working for you. And when you want your coins in hand, you can take delivery anytime.

The dollar is losing value by the day. UPMA gives you tools and flexibility to control your money with confidence.

If you’re ready to move into sound money you can use, grow, and trust, join UPMA today.

With all investments nothing is guaranteed. The United Precious Metals Association (UPMA) was established in response to the Utah Specie Legal Tender Act (2011). Members benefit from 0% buy/sell spreads and low vaulting costs. UPMA is a Cooperative operating on a non-profit basis. Alpine Gold Exchange offers vaulting and other supportive services.

Testimonials for UPMA on the BBB website: 

Review fromTerry G

Date: 06/24/2024

5 stars

I have been a member of the UPMA for a while now, and have nothing but good things to say about them. Join today and start protecting your wealth with gold, ********************
 

Review fromDonald R

Date: 03/25/2023

5 stars

After evaluating vaults and metals storage solutions with debit card access I decided to commit to this solution. Communication and documentation are superb!

For Questions Contact:

Bryan Jurries with UPMA Customer Service at 712-635-.4605

Email: mailto: [email protected]

Please tell him Michelle Melendez with Blossom Inner Wellness sent you! 

Mahalo (thank you)

Legal Disclaimer: There is no guarantee with any investment. Do your own due-diligence. You take full responsibility for your investments.